Professional Indemnity Insurance

Professional Indemnity Insurance
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What is Professional Indemnity Insurance?

Professional Indemnity insurance indemnifies professionals against their legal liability to third parties for injury, loss or damage arising from their negligent acts errors or omissions committed in the course of their professional duties.

The main features of professional indemnity insurance:-

  • Professional indemnity insurance covers the firm and not the interests of their client or third parties
  • The policy will only pay when the liability of the claimant has been established
  • The duration of the policy is usually one year
  • Premiums represent a significant cost in a firm’s running costs
  • The policy will cover the cost of legal defence in the event of a claim being made
  • Professional indemnity insurance is written on a “claims made” basis. This means that cover relates to claims or potential claims against the firm notified during the period of insurance, irrespective of when the alleged negligent act or omission occurred (subject to the application of a retroactive date).

Read our Professional Indemnity Insurance Guide

 

The main professional indemnity insurance companies and providers of PI insurance are listed below, although some will only offer their policies to certain professions or business.

  • Abbey Legal Insurance
  • ACE Insurance
  • AIG Insurance
  • Angel Underwriting Ltd.
  • Ansvar Insurance
  • APIA
  • AXA Insurance
  • Beazley Underwriting
  • Bennett Underwriting Agencies
  • Brit Insurance
  • Camberfrod Law
  • Collegiate
  • DAS Insurance
  • Dual Underwriting
  • Royal Sun Alliance
  • Griffiths & Armour
  • HCC International
  • Hiscox
  • Holman's
  • Houlder Insurance Services
  • ICON Insurance
  • Ingham Underwriting
  • Ink Underwriting Limited
  • Insurance Marketing Co
  • insurance World
  • Magian Underwriting
  • Markel (UK) Limited
  • Marketform Insurance
  • Michael Pavey Brokers
  • Miller Insurance Services Ltd
  • NIG Skandia Insurance
  • Norwich Union
  • Oxygen
  • Prime Professions
  • PYV
  • QBE Insurance (Europe)
  • Samian Underwriting
  • Saturn Professional Risks
  • Sutton Specialist Risks
  • Tonnic Underwriting
  • Towergate Commercial
  • W R Berkley Insurance
  • WSP Insurance Brokers
  • WW Group Limited
  • Zurich