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Professional Indemnity Insurance
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Why Choose PIA?

  • Independent Broker
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  • 20 Years PI Experience
  • Excellent Claims Handling
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Professional Indemnity Insurance (a.k.a. PII)

Professional Indemnity Insurance (PI or PII) covers businesses, sole traders, freelancers, partnerships and organisations who wish to have protection against claims being made in connection with services they provide to their clients.

A Professional Indemnity Insurance policy will cover and react to many claims such as libel, slander, errors, omissions, neglect, malicious falsehood, copyright, breach of confidentiality, negligent statements or actions and many more.

There was a time when PI cover was only purchased by the traditional professions. These included architects, accountants, independent financial advisers, brokers, solicitors, surveyors and engineers. PI Insurance is now a compulsory requirements for many businesses.

Today more and more businesses need or are required to hold professional indemnity insurance, indeed many organisations employing experts, contractors or freelancers will insist that a policy is in place before awarding contracts or allowing membership to any representing bodies.

What does a PI policy cover?

  • The defence of allegations made against the business or a professional. This is the costs of hiring an expert legal representative or solicitors (where necessary) to defend a claim against you or your business.
  • In the event that you were to be found neglectful in your duties, the damages awarded against you up to the indemnity level selected when the policy was purchased.

Professional indemnity policies can expand to cover the needs of an individual, profession or business. In some cases individual contracts can be considered for cover.

Why Professional Indemnity cover is needed

PI is being asked for more frequently by organisations and clients. This does not need to be a negative concept for a company offering its services, the purpose of the cover is to protect the company or professional giving services, design or advice to its clients.

It will cover the legal cost to defend an allegation against the business and then should they unfortunately be found neglectful in their duties a Professional Indemnity policy will also cover any damages awarded up to the level of indemnity chosen.

This will give any professional business, old or new protection against possible claims.

Click here to get a Professional Indemnity Insurance quote or choose one of the options on the left.

Click here to read our Professional Indemnity Insurance Guide

If you have any questions our expert brokers are available Monday-Friday 9.00am-5.00pm (UK time) to help. Call us on +44 (0) 1323 648000 or from the Republic of Ireland call 0818 333 742.